Title insurance is an essential deed needed when a home or property is purchased. It is the necessary protection when it comes to claiming ownership of a property in lieu of any undisclosed claims that may exist during the time of sale. Before title insurance is actually issued, the complete history of a property is examined. If positive results are revealed following the inspection a title commitment will be issued. Commitments are essentially a list of requirements or exceptions that are agreed upon and made clear to an investor. The commitment area that list the stipulations of coverage should be reviewed with detail. Any violation of the guidelines presented to the insured can jeopardize the stability of coverage.